Nicholl McGuire shares advice and real life experiences on this personal blog. She also provides links to her online creations and other information she deems useful. An author, speaker, poet and blogger, Nicholl keeps busy maintaining blogs, writing articles and recording informative videos and audios. She is an African American mother, a Christian, and offers virtual assistance to individuals and businesses. Feel free to subscribe to Nicholl McGuire's blog.
Thursday, July 21, 2011
Survey Taking: Been There, Done That
First, I stopped searching via the search engines for survey companies that pay and instead concentrated on a paid service that already did the research. I found some on Click bank. This way it saved me a lot of time.
Next, it wasn't that long after before I was receiving numerous offers because I for one was an expectant mom and had other children as well. There were companies that readily accepted my profile and sent me both cash and rewards for my service...BUT...
I noticed that offers began to slow after having my baby. Therefore, I couldn't reach payout levels (most were $20) that I had previously. I began to tire of the emails that requested I complete a survey and then once I began taking it, I didn't qualify.
As I began to learn more about survey taking via visiting forums, looking up words like "scam" and "rip off" along with various company names, I learned that the popular survey companies that offered between $1-$3 quickly reached their maximum number of participants whether this is necessarily true all the time one only knows. I also found that more and more companies since I started doing surveys were offering point programs for survey takers to pick a prize later; rather than giving us money like they once had. As for those that were still sending money, like I mentioned before, they set payout levels.
Now when you really think about survey taking, especially when you see it advertised as a job, you think like an employee. However, survey taking is more like entertaining yourself for awhile, you get a small reward possibly for doing nothing. The money is not anything to talk about and your lucky to buy something useful with it. It also takes a lot of points to get a worthwhile reward.
Some survey takers I did come across were always getting offers but what they were doing wasn't honest. They would pretend to have certain interests, change their gender, have multiple accounts, and do other things to keep those offers coming in. I guess in some of these scammers minds, they were paying the companies back that were ripping them off of their time.
Most of the offers I got would give me $1 for 15 minutes of time. Others between $2 and $3 for 20 minutes or more of my time. I had a couple that wanted me to go somewhere offline and I would be paid $75 plus--that is a once in a blue moon occurrence. A few times I got offers for free movie tickets, coupons for products, and one time I got a web cam in the mail that I could keep just for completing a survey. It turned out to be a quality product and was made by Microsoft. Just to be clear, I didn't have to sign up for trial offers that asked for my credit card information either--those are a rip-off!! Each survey experience was legitimate and I paid nothing.
In closing, I would just like to remind my readers, don't survey take with a job mentality if you are interested in this sort of thing, because you will be disappointed. To date, I am still receiving requests to take surveys, but I may click on one or two like every other week--not really interested anymore especially when they tell me each time I don't qualify.
Nicholl McGuire
Monday, June 20, 2011
A Review of Multi-Level Marketing
Monday, June 13, 2011
How to Surf for the Best Deal Online for Your Money
Birthdays and other special holidays are known for arriving during a time when one has very little extra cash to spend! Therefore, a shopper must be smart and know how to use the Internet to the fullest to get a great deal on a quality present. So what do Internet bargain shoppers know that others don’t? They know how to research! Here are some tips on getting the best deals!
First, get a pencil and a notepad ready to mark down any deals you may find during your search and where you found them. It is very easy to lose track of how much something costs and where you found it. When you type in the keyword for the item you are in search of in the main search engines add other words like “+ free shipping” and other specific keywords that will help you find what you need faster. You can add pricing information, buy one get one free, and other keywords that are usually associated with the product you have in mind.
Next, think of programs you already belong and check for discounts/coupons on their sites first. When you shop sometimes you are asked if you would like to join a special program hosted by the store. You accept and when it’s time to shop for that special gift, you forget about your memberships. One of the first things you should do is check those sites for specials discounts on the items you are seeking. Once you see some of the sales, you may change the item you had in mind to buy, for one similar that could be less expensive.
Third, check online auction sites and Amazon. There are many small businesses selling items dollars cheaper than the bigger stores. If you don’t mind, shopping with private sellers, try one of their sites.
Fourth, visit popular sites known for their deep discounts. Some of the most widely known names tend to have good quality merchandise at affordable prices. Stores like Walmart, Kmart, JcPenny, and Sears just to name a few. When you visit these sites type “clearance” in the search to see what items have been marked down.
Fifth, check local store websites. You may have stores right in your hometown you haven’t thought about and didn’t bother to check their websites either. Sometimes you will find that the store has a better deal online then if you walked into the store. If this is the case, you can print the item out from the Internet and if it is in the store, you most likely will get it for the same price you saw on the Internet.
Sixth, visit comparison shopping sites. Some of these sites will provide you with a variety of store locations for the single item you choose. This is a simple way to see who has the best price for what you are looking for. However, don’t solely rely on these sites, because it is impossible to list every single store in their databases that have the best deal.
Seventh, there are specialty shops that have discounts on shipping and handling or offer free shipping like the larger stores if you spend a certain amount of money. Sometimes they will offer some unbelievable deals because they aren’t as popular as the others. These companies use these special promotions to get people to visit their websites and make a purchase.
After you have done all seven of these things, you should have a good idea of what you are willing to spend, whether or not you will have to pay for shipping, and if you might want to be included on their mailing list in the future. Be sure that the website that you choose has an excellent return policy, has a phone number and email you can contact, and doesn’t have any other programs they may happen to sign you up for when you give them your credit card information. If you notice, many pop-up windows offering you to make other purchases be careful because some of those offers could be the kind that keep taking monthly from your credit card or bank. If you are unsure about any site, place a phone order.
By Nicholl McGuire
Wednesday, June 8, 2011
My Experience Meeting Men Online
There were Hispanic men, white men, black men, married men, and God only knows what other races of men flirting with me. “Hey sweetie! Hi beautiful! You are gorgeous!” One married man told me that I was going to make him divorce his wife! So I had to sift through all of the smooth talk and settle on a few men to chat. The Hispanic guy was a college educated guy with eyes to die for! The Middle Eastern guy seemed to be open minded, wanted me to know he loved America, but had no photo uploaded. The white guy told me candidly after a few conversations that he was interested in a sexual relationship and that he would even pay me if only he could do ABC and XYZ to me. I was so disappointed in him, because he only reinforced a known stereotype of why some white men will date black women. What’s funny was we had more in common than the others, but I had to politely tell him we couldn’t chat anymore. I was too offended beyond words.
So I continued to chat with the Hispanic guy who I later found out was from San Diego which was perfect since I was living in San Diego at the time. The Middle Eastern guy was also in San Diego as well. But as we chatted more, I found out that he wasn’t middle eastern he was jewish and from Israel. I asked him to send me some recent photographs. But he seemed apprehensive about my request. Then finally he said, "Okay." like he really didn't want to do it. When he did, I was blown away! He was much older than me; in fact he could pass for my dad! No wonder he didn't want to send the photos and kept insisting I meet him in person! I was also sickened to see that the woman he was posing with was his daughter and she was about my age! He followed up with me after he sent the photos and asked me, “So what do you think?” What was I going to say, “You are an old, balding guy who could pass for my dad?” Of course, I didn’t say that, but I was thinking it. Instead, I told him, “They were nice.” He said, “You didn’t like them did you?” I said, “It wasn’t that, but I don’t think you’re my type.” That was the truth they were nice. He had sent photos from when he was in his daughter’s wedding. He would probably be a perfect catch for a woman his own age 40 plus. He became angry. “Well I was your type before you saw the photos.” I responded politely, “Yes, but I have to feel attracted to you.” He became quiet and digressed about the subject, started talking about his business, a print shop that he owned in an astute part of San Diego, and then we were off the phone. I never called him again and neither did he call me. I felt that maybe he thought he was a perfect catch for some money-grubbing young woman, but he had me confused – I’m not that kind of woman!
So the Hispanic guy was the last one standing and I had focused all my attention on him for about two weeks and we were actually having a one of a kind connection. I really thought that one day I could marry this guy – I mean he was just that good! He was articulate, intelligent, funny, and seemed to be doing well for himself while attending college. He was young like I was at the time (he was in his late 20s. I was in my early 30s.) His photos were nice. He had a slightly tanned skin tone like that of a Caucasian with blue eyes. However, I later learned something that his photographs didn’t reveal after meeting him in person. He was very careful to cover the weird shaped head under the baseball hat that was in those photographs. He was also very good about keeping his mouth closed and smiling, because some of his teeth had small gaps in between them (more noticeable than normal.) Lastly, he remained seated in many of his shots which made it hard to determine his height and also hid the size of his belly. I admit I had fallen head over heels in “lust” with his personality and when I saw him in person, the physical attraction just wasn’t there. Yet, the attraction that I had for his intelligence was off the chart! As I learned a little more about him while being in his presence, I realized that I had created a fantasy inside my head that just wasn’t there when I looked into those beautiful eyes. After many years of being on the Internet, I realized at that very moment with him that internet dating is not to be taken lightly. It was obvious he liked me in fact he direct about wanted to have sex with me, but I noticed in his mannerisms that he may have been thinking, “She isn’t my type. Nice girl, but not my type.” I also made a mistake during this date, by agreeing to intimacy with him, then changing my mind, meanwhile putting him and me in a potentially violent situation. I said no, he said yes and one of us was going to be in some serious trouble if we kept on in our mess. I made the choice to carry the burden. After the meeting in person, we no longer contacted one another. This is why I strongly warn young women to not put themselves in a position where you feel you have to say yes. We are saying yes to rape, drugs, alcohol, and anything else when we are in a vehicle with a man alone out of site from the public, at his home, or in a hotel room. Then when we realize we made a mistake, we cry, “Rape.” and then it may be too late. You will either give in to his demands or walk out without an outward scar (but mental and spiritual wounds) for the public to see or fight, get the authorities’ involved, and go through a plethora of emotions. Those are your options. No doesn’t start while the act is going on, it starts before you go with him by yourself away from the eyes of the public.
I eventually did find a guy on the Internet that became the father of two of my children, but can I tell you that if you think that meeting a guy on the Internet is better than meeting a guy initially in person, I will have to disagree. Because if attraction is one of the things that is high on your list of interests when dating men, then you will find yourself very disappointed almost angry at yourself for wasting time. People who aren’t interested in attraction, that physical chemistry between two people, will probably have no problem mentally dating first and then settling even though they know the guy or girl would have never been their pick in person. For them it would be easy to settle since attraction isn’t high on their list and they are already in love with them mentally. However, for me I need the whole package or nothing at all. When the man who became my children’s father, arrived at my door step, there was a white aura around him that I was able to see from a spiritual sense. He had stimulated me not only mentally like the example I used earlier, but he had also stirred my loins! He was actually better looking in person than in some of the photographs he sent me. He told me the same thing when he had met me. At the time I needed someone who I could connect with spiritually and who had an unforgettable personality. I prayed for the kind of man who would make any strong, feminist type of woman, like myself, fall to her knees and say, “What will you have me to do for you?” The kind of man who would love his wife so much that she couldn’t help but be submissive to him, to me, that is a good man!
I encourage anyone who has done everything else but Internet date to try it at least once. You could save yourself and the people interested in you some time and money if you are honest! If you have one child or many children by different partners, say so. If you are unemployed, been in jail, or something else, why not state the obvious. You would be surprised at how many men and women who will turn a blind eye to your past when you take the time to briefly explain and then follow up with how you changed. I will admit that I have been very honest in my past profile and I the conversations I have had with the opposite sex to the point that some of my family and friends told me, “Don’t say that! Why would you tell him that?” I believe that honest is the best policy. As much as we are tempted to think we can control how a person feels about us, the truth is we may get away with it for a little bit, but eventually they will find out and reach a conclusion whether or not they want to be with us anyway. So why not get on the right track from the beginning when you seek your potential wife or wait for your potential husband?
Nicholl McGuire
Monday, June 6, 2011
Thinking About Marketing a Business Using Social Networking?
Trying to sell your own products can be a problem especially if others are trying to do the same. The social networking sites’ owners know this and will disable your links if you are an affiliate marketer or put up warnings of possible viruses to dissuade people from visiting your site. The owners know that if they allow marketer’s links all over the place on their pages, visitors won’t stay at their site very long before they are clicking off the site onto other marketers' sites. They also hope that visitors will click on their Google ads so that the revenue stays on their website.
If a marketer wants to be seen by others, everyday they will have to log in, make contact with their network, post blog entries, visit forums, or do other things to get noticed. They usually have software to help them add friends or other clever ways to save time obtaining friendship manually. Sometimes using friend adder software can backfire! Often getting a marketer kicked off a social networking site.
There are people on social networking sites looking for legitimate friendships but when too many people are marketing their wares to them, they can get angry and report marketers to the website watchdogs. Sometimes other marketers may be jealous of an individual’s large network and report him or her in spite.
The more contact you make with those in your network the better! A friendly “how are you” email helps. A link of your website in your forum signature is great. Speaking of forums, they can get tricky if a business owner is not posting relevant information. Also, if the watchdogs see too many postings they have a way of slowing you down by sending a warning email, commenting on your posts by making spam accusations, or sudden errors come up in the midst of all your posting. There are marketers who also use software to post to forums as well.
Classifed ads can be helpful for marketing, but once again depending on the product a business owner is selling it can be useless; since many people visiting the site are more interested in socializing then checking the classified ads. Most people will still visit a major newspaper or a related website based on their need for the things they want.
Marketing a business on a social networking site is a great learning experience, but can be a big time waster if a marketer isn’t seeing any results after following the advice of the experts. When you see that the free ways to promote your business, such as clicking on everyone’s profile page and sending them an email about your product is not working, like door-to-door selling keep it moving or try another method to market your business.
Thursday, June 2, 2011
A Review of Affiliate Marketing
Like you, I was in search of ways to make extra money using my computer. One day I came across a site that offered numerous eBooks and software that could not only be purchased, but also buyers had opportunities to market the products for a commission. It seemed easy enough and so I began my quest to find out ways I could market these products to others. From posting links to my personal web pages to sending emails to my contact list, I was determined to make some extra cash. However, along the way I experienced various problems and so that is why I felt the need to let others who may also be thinking about doing the same thing aware.
The first problem I encountered is outdated information. Some of these sites that provided ways to market affiliate products had not been updated in years! So I spent more time than I should of trying to put to work techniques that no longer worked! I can tell you that many websites will not accept an affiliate marketer’s links such as: some of the major auction sites, blog sites, and social networking sites. Some of the paid classified sites will not allow you to post your Url link in the description space and will charge you extra money to include it as a separate link. Because I didn’t know that initially, I would copy the links to affiliate products with my id information exposed for the world to see and post them everywhere (which was another problem by itself.) At times I received email from the watchdogs at some sites requesting that I take down my links. In addition, I didn’t realize my id information could be compromised and that those more knowledgeable about the system could steal my hard earned sales from me. Once I found out that this could be possible, I began seeking information on how to cloak my links.
The next problem I experienced dealt with trying to get more people to see my links and hopefully click on them. What I didn’t realize is that sometimes without notice the owner of the product or the affiliate marketing company could make my link ineffective, drop my information from the database, or some other problem knocking myself and others out of opportunities to make money! After spending weeks of posting links, I found this out the hard way. I was dropped from a database without explanation. As far as I knew I wasn’t in any violation of any policies (once I learned the correct way to market my links – always read the company’s policies before you start marketing products) with the affiliate marketing company, so I began to search to see if anyone else had a similar experience. It turned out that others did! Without notice, their links were redirecting without their id showing up for commission credit. Some affiliate marketing companies may drop a marketer for a number of reasons from not making any sales within a certain period of time to a client relationship ending and everyone affiliated with the business being dropped from the database.
Another problem I found with this business of affiliate marketing was the wages. It seems impressive when you see how high the commissions can be when you join the business; however if you don’t research the product thoroughly that you will be marketing, you may also discover a lot of requests for refunds. I usually went to sites that post rip off products and visited forums to find out what buyers are really saying about the products. It is best to check more than one because some of the business owners or other affiliates will act as if they are buyers boasting on their own products in some of these forums to generate more sales.
After spending money on many “how to” products to help me with my marketing efforts, I found that many of them were saying the same thing only in different ways. Over and over again Google Adwords and other pay per click sites were mentioned. So I thought that by using search marketing I could also increase my revenue instead what I found was I spent more than what I got back in commission so needless to say my time using this technique was short-lived. What many of these books fail to tell you is that you need an extensive marketing budget to promote affiliate marketing products in this way to make the big bucks! Better yet, creating your own product increases one’s chances to make a decent living! Another technique many marketers use is article marketing. Basically they write an article about the product and post their link at the end of it hoping the buyer will click on it and purchase the product. From personal experience, I can tell you that many readers click, but many don’t buy especially when these very lengthy sales letters can be a curse at times, rather than a blessing! Some of them reveal so much that by the end of the sales letter, a buyer pretty much has their question answered and will find further information on the subject for free.
What I found at times when I read these sales letters is that the owner would prioritize asking for the name of the person and the email address which distracted the potential buyer from clicking on the sales link. Now that was a problem for me, because I am trying to make a sale not help the owner collect names and email addresses! But that was exactly what I was doing! You see, the owner already has the contact name and can send them a follow up email with a link anytime he or she wants without crediting me with commission!
In conclusion, I found my experience with selling digital products wasn’t as fulfilling as other marketers bragged about it in their books. However, I would never say don’t try it; just don’t lose your mind when you make that first $100 and think, “I can quit my day job!” Because the truth of the matter is it’s going to take hundreds and hundreds of man (or woman) hours to do that as well as the creation of your own product coupled with a few online seminars priced between a few hundred to a thousand dollars per person, a membership program that charges a monthly fee, and an extensive email list that you can periodically tap with more affiliate marketing products! To your success!
Wednesday, June 1, 2011
My Thoughts on Buying from Private Sellers
I love a bargain! Whether the company is large or small, a group or an individual selling it doesn’t matter to me just so long as I am getting the best price! With the economy spiraling out of control from one day to the next, I find that more and more people are taking what they really don’t need whether the item is brand new or gently used and getting whatever money they can for it. I enjoy buying online and when everything goes right I am quickly giving a seller four stars but when things go wrong, and they do, I am asking for a refund. But before I share the negative experiences, let me start with reasons why I buy from private sellers and what keeps me coming back. The three things that are important to me are price, personal service, and timeliness. A good price or special is what draws me in when selecting a seller to buy from. Also, location is a big deal for me too. When I know the item will be shipped from someone locally, I tend to go with this person because usually the item gets to me quickly! I will continue to buy from a seller if I know he or she is oftentimes receiving positive feedback from his or her buyers, but when I see a change in anyone of the areas I like, I move on to another seller.
Now for my bad experiences with private sellers that have happened to me more often in recent years. I assume that customer service has gone downhill because the economy has been bad. Prior to the economy, I didn’t have as many problems with online sellers. One problem I have is when the seller doesn’t disclose everything that is wrong with a product. When you, as a buyer, have an item such as a small electronic device that takes batteries and when you play it after a few times its time for new batteries, you can’t help but feel like you have been ripped off. This is when you say, “No wonder I got it for such a great deal.” Some sellers will reason that they left out those details because it may not have sold, let the buyer be the judge of that. I notice with some of these items that have great prices the statement of, “You get what you pay for” holds true. But what should be added is “but we aren’t that kind of company.” When the product arrives, it should be a pleasant surprise not the kind that appeared bigger in the picture but in all actuality it is smaller than you realize. To me, I feel cheated.
Another issue I have with some private sellers is a lack of professionalism in customer service. I know that he or she may be a stay-at-home mother or a retired grandfather, but there is no excuse for not sending me a follow up email letting me know the item has been shipped, may not arrive on time, or is out of stock. Let the customer decide what he or she will do if this issue is happening on the seller’s end. Not everyone will ask for a refund. I also would like to know if a seller even received my order and payment for an item. A friendly note will put me at ease. I don’t like to be put in a position to ask a seller, “Where is my order?”
One of my biggest pet peeves with private sellers is the hoops you have to jump when asking for a refund. I understand that there are people who abuse the system, but there are also people who are honest. If private sellers want to play in the big leagues then refund like them. I had an issue with a table, a large table, not arriving at my doorstep, I told the company and without hesitation they looked up the order, realized it didn’t come to my address, and refunded me the money. I learned the reason why some sellers will make you jump through hoops is because they don’t have much money if any money put away for refunds. That is why some will make you wait as long as 30 days to give you your money back. There business just isn’t generating enough profit just to hand you over your money when you want it.
When dealing with private sellers it may be difficult to exchange a product because they aren’t like the big chains having an abundance of items in stock, so you may have to wait awhile. Also, you are responsible for paying for the chipping and handling usually to return the item. There are some companies that will boast on the front page of their website that they will pay for shipping and handling on returns, but that isn’t many.
In conclusion, I love private sellers because I have been on both sides of the fence. I know what it feels like to have to scramble around the house looking for items to sell to meet a payment on a bill. I understand when you deal with a drop shipper and the item is suddenly out of stock and you have 50 plus orders to fill. It can be a pain! But I also know from a buyer’s point of view that all you want is a little communication and honesty. If the item will be late a seller should say so, if something happened to the item then be honest about it. I would recommend private sellers despite some of my negative experiences especially if you don’t have much money to spend with the larger chain stores and just hope and pray that your transaction with them will go smoothly!
By Nicholl McGuire
Tuesday, May 31, 2011
YouTube - nmenterprise7's Channel
YouTube - nmenterprise7's Channel
11 Signs You Need Some "Me Time"
1. Yelling or overreacting to things
2. Making excuses for being irritable so often.
3. Lying or covering up pain or illness.
4. Blaming everyone for your issues but yourself.
5. Arguing often with your partner.
6. Punishing your partner or children for situations you could have controlled.
7. Unable to have a good night rest.
8. Forgetting things often.
9. Being overly critical and feeling as if you have to tell everyone what to do.
10. Threatening or actually leaving your family.
11. Feeling like you want to harm yourself or others.
Hopefully, if you see these signs as well as others, you will do yourself and those around you a favor and take some "me time."
Nicholl McGuire