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Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Friday, October 31, 2008

10 Internet & Email Dating Tips

The following tips will help you with your quest to find someone who is right for you online.

1. When reviewing the photos of people on social networking sites, be sure that you don't pick someone who is seen in all his or her photographs smiling with their mouth closed, wearing a hat, sitting down, wearing an unusual amount of makeup, or standing behind someone or something. This person is obviously trying to cover up their hidden flaws. They may be balding, obese or very short, have terrible looking teeth, covering up birthmarks, freckles or pimples or they may have some kind of handicap.

2. If you should find someone who has done this in all there photographs, ask them in your email to send you a recent photo. Now he or she may not have one, but give them enough time to get one taken. If they are always coming up with an excuse, move on.

3. Don't rush to ask for phone numbers. If you find that you are anxious to speak to this person over the phone, think about why. Is it because you haven't had sex in awhile, you are just curious about his or her voice, and/or he or she is saying all the right things in their emails? Whatever the case, write as much as you like until you are comfortable with the answers you are receiving and that you honestly care for this person. (If they seem as if they are putting you off, not responding to email in a timely manner or answering all emails with little or no detail, move on.)

4. Be sure when you are writing your first emails to them that you aren't getting "too serious". Don't get into your desires of being married and having children right away or writing a history of every Tom, Dick and Harry or Jane, Mary and Tina who ever broke your heart. Find out what their likes and dislikes are, what they enjoy doing daily, where do they like to go, what kind of hobbies they love, how do they feel about their job, family, and friends. In later emails, you may want to bring up the serious topics in such a way that would not make them run for the border. For instance, when asking about a mental condition, you may say that you read somewhere how most mental illnesses are genetic and that you found out from a friend that he is bipolar (don't make up a lie, but use a true case.) Do they know of anyone who has suffered from the disease?

5. Don't forget to spell check your emails. Many educated people who can spell well, frown at emails that are riddled with spelling and grammatical errors. Be sure to read over what you write aloud. This helps when you are trying to find out if you communicated your point well.

6. There is no set time on how long you email back and fourth, so don't set a limit of how long you will do it. He or she may have other email pals or gals, but don't let that push you to ask for a date sooner rather than later. Sometimes those other email pals or gals are in a rush to meet and then ultimately hang themselves being disrespectful, pushy, lying, cheating etc. It is better to play the best friend or confidante role to get what you want long term rather than the one night stand.

7. Remember in your emails to acknowledge birthdays and other holidays. Ask about family and friends by name (if you know any.) It makes the receiver feel like you have been thinking about them and sincerely care.

8. When he or she feels like they can trust you, you may want to send them something special in the mail. Reassure them that you wouldn't surprise them on their job or at home, but that you just want to send them something nice. If they aren't ready to share their address, don't take it personal just say, "Maybe next time."

9. Now that you have survived the email relationship, you may want to ask for that all important date. Start the email off by saying how much you enjoyed writing, but you would like to exchange phone numbers. If they say no, be patient, at least you know that they will be thinking about it. The reason why it is a big deal for some people is they feel if they talk with you on the phone that eventually it will lead to something more and if they aren't ready they don't want to lead you on.

10. When you set up the date, time and meeting place, be sure to leave a note in your apartment and tell someone close to you where you will be going. Better yet, if you can have someone at your home to take a photo of the two of you or glance at the license plate of his or her vehicle, you will be playing it safe.

Nicholl McGuire writes for numerous websites, feel free to learn more about her services and connect here at Nicholl McGuire Media

Tuesday, May 27, 2008

12 Ways to be Happy During Your Financial Storm

Back in the good ole' days, you had money to splurge, friends came around often and everyone seemed to be happy for you. Yet, one day, something happened to turn your finances upside down and now all you can do is think of how to get yourself out of this mess. It seems as if the financial storm is lasting longer than the financial sunshine, so what do you do? How do you get past the sadness, frustration, anger and confusion?

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The following suggestions may help you cope and if you choose to use them, your storm may not last for long. (As we all know storms don't last for always.)

Put whatever change you have aside from spending money and begin to save. As crazy as it may seem, saving during a financial crisis will provide you with the hope that you need to get out of your situation.

Don't talk to everyone about your being "broke" or "poor," this doesn't help you with keeping a positive attitude. Family members can become negatively affected as well if all you do is complain about your money woes. Research online or in your local newspaper for a free event or activity to keep you and your family's mind off all your financial responsibilities.

Take the time to right down short term and long-term financial goals. Read articles abut the things you hope to accomplish, this way when you do have the money, you will be educated enough to make the right decisions.

Don't lend money when you know you can't afford to. As nice as it may seem, it is probably what aided your financial storm. Always think of you first.

Find everything and anything on sale, use coupons when you can, and most of all avoid impulse buying. Save receipts so that you can keep track on where your money is going and how you may be able to cut costs even more. Go to stores that double coupons and offer free clubs to join.

Stay away from credit cards at this time. Why dig a hole deeper for yourself when you are trying to climb out of it?

Be sure to define what exactly is a financial emergency, if you have alternative ways to get to work, why pay for high price gas? If you have leftovers in the refrigerator, then why pay for lunch?

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Walk around your home looking for items you don't need, whether you sell them or give them away, they will be a blessing to someone and as you know good things will come back to you when you believe.

Surround your atmosphere with the things that made you successful in your past. Take out your prized moments and display them on the wall. This creates an atmosphere of positive thinking. Then add to your décor the things that you hope to achieve. For example, post a photo of the trip you always wanted to take, the clothes you enjoy buying and list a charity you would like to give to. Once the money comes in, make your dreams a reality.

Take a break from gift-giving, instead make phone calls or email. You don't know whose heart you may touch with saying the right words, rather than buying the rights gifts.

In all thy giving, expect to receive. No matter what positive things you have done in the past, present or future, someone will do something nice for you, it may not always be monetarily, but whatever it may be, it will be good for your heart.

Most of all, if you have a faith, pray that God will provide you with the wisdom to save, invest and obtain money legally and joyfully. Too often people will look at their situation in a negative light and that only attracts more negativity.

Nicholl McGuire
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